Without a budget, I have no way of knowing what I can and cannot afford. Textbooks, materials, tuition payments, chapter payments, groceries, and more all need to be accounted for.
Normally, I’d be working during the summer and able to account for my paychecks. Given the state of the world, and this country, you can understand why I haven’t been.
Depending on where you are in the country, you may be able to walk outside, and you may be able to work, but I am not. Hopefully, I can this fall, but who knows.
Either way, I need to estimate how many hours I’d need to work to earn enough income for my future expenses.